Archive for the 'Uncategorized' category

Why Did Banks Ban Cryptocurrency Purchases Using Their Credit Cards?

Mar 29 2022 Published by admin under Uncategorized

The wave of banks that have banned the purchase of cryptocurrency using their credit cards grows as Wells Fargo is now on board with these type of bans. A number of other banks, such as Chase, Bank of America, Citigroup and more, are also part of this new trend that is limiting the purchase of cryptos.

Debit cards, it seems, can still be used to purchase crypto (check with your bank to be sure of their policy), but the use of credit cards to purchase crypto has taken a turn with these banks leading the way with these purchasing bans, and it probably won’t be long before this ban becomes the standard.

Seemingly overnight purchases started being cancelled when credit cards were used to buy crypto, and people who never had any trouble before buying crypto with their credit cards began to notice that they weren’t being allowed to make these purchases anymore. Volatility in the cryptocurrency market is the culprit here, and banks don’t want people to spend a lot of money that will become a struggle to pay back if a major cryptocurrency downturn happens like it did at the beginning of the year.

Of course, these banks will also be missing out on the money to be made when people purchase cryptocurrency and the market has an upswing, but they have apparently decided that the bad outweighs the good when it comes to this gamble with their credit cards. This also protects the consumer as it limits their ability to get into financial trouble by using credit to buy something that could leave them cash and credit poor.

Most investors who used credit cards to make cryptocurrency purchases were probably looking for the short term gains, and had no plans to stay in for the long haul. They had hoped to get in and out quickly, then pay off the credit cards before the high interest kicked in. But with the constant volatility of the cryptocurrency market many who had bought, with this plan in mind, found themselves losing a tremendous amount of assets with the downturn of the market. Now they are paying interest on lost money, and that is never good. This, of course, was bad news for the banks, and it caused the current and growing trend of banning crypto purchases with credit cards.

The lesson here is that you should never max out a line of credit to invest in crypto, and only use a percentage of your hard assets to make crypto purchases. These funds should be funds that you can have locked up for the long haul without it hurting your budget.

So, don’t get caught putting money into cryptocurrency that you will be needing soon just to find that a downturn has taken money out of your pocket. There is an old saying that goes, “Don’t gamble with money you can’t afford to lose,” and that is the lesson that banks want people to learn as they venture into this new investment frontier.

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Prototype Technology Must Stay Up To Date

Mar 29 2022 Published by admin under Uncategorized

Product developers know that they need to engage in a close exchange with the producers at all times for prototypes of their PCBs to ensure that they are producible as planned. Exotic or highly innovative requirements quickly reach the limits of feasibility, since the production lines are not designed for certain prototypes or demands. Becker & Müller Schaltungsdruck GmbH from Kinzigtal in the Black Forest know this, of course. Prototype production is one of the focuses in this company. Therefore, an amazing 6-digit total has been put into modernisation of the production lines in the recent past there, in order to offer the latest technology at all times.

Becker & Müller were busy during the production-free time between Christmas and Epiphany. They focused on modernising their plants. Of course, it had all been planned with the corresponding lead time. The calmer time around the change of the year had been reserved for implementation.

Changing and new requirements from the clients that kept growing more and more demanding had made this step necessary. Anything that is doable at some point, in some manner, will be done by someone – and production must be ready for it. However, these investments are often impossible to calculate in advance from a business management point of view. It is impossible to tell if the technologies currently demanded will prevail on the market in the long run as well. Investments in the right direction can only be made with a confident sense of which developments will continue. It has paid off to look ahead of developments and to offer the production options before they are actually needed. An open eye and a certain sense of the market are a good insurance for proper investments.

For example, Becker & Müller Schaltungsdruck have now invested in development and modernisation of the wet process with a vacuum etching module by PILL. The industry has already had some good experiences with the vacuum etching technology. Standard PCBs starting at a thickness of 50 μm and reaching up to 5 mm can be processed in reliable quality on one and the same plant. The technical update now permits implementation of even finer structures in higher qualities than before. The detailed plans for the improvement were able to mostly avoid interruptions of the ongoing process. A team of technicians from PILL was on site and able to support the work immensely well.

Becker & Müller Schaltungsdruck GmbH broadened its footprint on the market by its acquisition of Häfele. The organically developed customer base with its individual and new demands provides a good overview of what will determine the future framework for requirements in the industry. The previous base material storage had grown too small, requiring an investment of 26,000 Euro in order to bring operation of the warehouse to the newly required skills and the necessary size. The customers taken over from Häfele had some different requirements from the previous customer base where base materials were concerned. This led to some further options to choose from among HF materials.

The base material storage was enlarged and the computer-supported warehouse management was updated and improved. For example, the system will easily find its way between FR4 or PTFE materials in the great material diversity in the paternoster warehouse, quickly and reliably retrieving the right material for any customer’s order.

Analysis also showed that use of HotAir is still widespread in tinning of PCBs. Modernisation of the surface area is therefore another investment with a good outlook. At the same time, the pre- and post-cleaning steps in the process were changed. HAL surfaces are more cost-efficient than chemical SN or chemical Ni/Au and therefore, of course, in high demand among the customers. Since plant builders also continue to develop new features, the investment in this area also meant investing in improved quality, reducing maintenance intervals by separate pre-cleaning and increasing employee productivity with a buffer.

Environmental aspects and quality increase are important aspects in decision-making at Becker & Müller Schaltungsdruck GmbH. Detailed test series with thorough analyses showed that surfaces are becoming more even in the newer process, as proven by their microsections. This production area alone had an investment volume of approx. 80,000 Euro.

It’s impossible to do without computer-based processes in modern productions anymore today. Data protection is one central item. Therefore, it was clear that this area also needed to be part of the service provider’s investment strategy. In order to minimise external influences and risks, locally separate EDP systems, RAID systems and further backup strategies were developed. It was an investment in safety and future capability. This also meant moving towards the new EU General Data Protection Regulation GDPR (2016). European data protection law has been updated. After a transfer period until May 2018, specified companies must have adjusted their processes, procedures and hardware to prevent damage for other companies and persons.
The galvanisation machine received a “software facelift” as well, and program input for the individual panels through a data matrix code reader was automated. It was already possible to foresightedly anticipate further developments in operability, the latest safety requirements and upcoming reinforcements in the overall IT strategy. This is another investment with a good perspective.

Further investments are put on the technology roadmap at Becker & Müller. No matter if they are made for another measuring machine in the test area or a new system for drill management: The bidirectional exchange between the development department of the product manufacturers and the DFM department of the PCB producers has proven to fertilise healthy developments.

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What Digital Marketing Expert Says About Digital Marketing Future

Mar 29 2022 Published by admin under Uncategorized

That is actually an age from material advertising and marketing: Gone are actually the times from universal advertising. A Digital Marketing Company creates the advertising and marketing initiative highlighting the prominent attributes in such a means that they strike the audiences in the fastest feasible opportunity. Given that individuals find lots from relevant information in the kind from company message, this is actually in addition crucial for a Digital Marketing Company to create appealing as well as artistic information. User-specific electronic advertising initiative will definitely create individuals knowledgeable from the simple fact that their tasks are actually being actually tracked through electronic advertising providers.

This is actually a period from information advertising and marketing: Gone are actually the times from common advertising. As individuals anticipate even more enticing expertise, artistic supervisors possess to invest terrific initiatives on contemplating special information. A Digital Marketing Company develops the advertising and marketing project highlighting the remarkable attributes in such a technique that they strike the visitors in the quickest achievable opportunity.

As fast Internet is actually readily available in budget-friendly prices on portable gadgets, company managers are actually pushed to choose a pro Internet Marketing Company for a successful on-line visibility.

Pinpoint aim at advertising will definitely displace whatever: With a boost in individual profiling as well as market segmenting, artistic developers will definitely possess to establish a certain web content that targets to particular target market. Every Internet Marketing Company are going to be actually obliged to examine the consumer actions prior to supplying information.

A significant boost electronic advertising in the latest years, as well as the exact same fad appears to carry on in the happening years. Depending on to price quotes, firms are going to devote extremely higher on electronic media as reviewed to the standard one. As fast Internet is actually accessible in economical costs on portable gadgets, company managers are actually required to employ a pro Internet Marketing Company for an efficient on the web existence.

Customers will certainly protest to invasion right into their personal area: This is actually extremely a lot very clear that individual profiling has actually to be actually performed through tracking the individual actions and also task on the Internet. User-specific electronic advertising and marketing project will definitely make folks knowledgeable from the simple fact that their tasks are actually being actually tracked through electronic advertising business. Specialists experience that this will definitely be actually an issue from problem in the happening years.

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Effective Lead Generation Through Digital Marketing

Mar 03 2022 Published by admin under Uncategorized

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Appointments – Manage Your Time Better At Home to Be Effective

Feb 12 2022 Published by admin under Uncategorized

What would happen to you if your home life was more organized than it is right now? Can work-life balance be achieved? What are the tools at our disposal? Could scheduling appointments and keeping them at home help us save time and prioritize?

What is the challenge we face? I sometimes find that time spent at home can be the busiest time, especially in the times we live in. Imagine someone working from home, home-schooling children, and sometimes even doing a side hustle. Imagine also the full-time home-based entrepreneur. How do they manage to do all they need to do in a day?. We are living in a time when many entrepreneurs and even company employees have adopted work- at – home culture. This comes with its challenges as the lines become blurred between home and work. These blurred lines and constraints on the limited resource called time result in over-worked, under-rested, burnt-out individuals. Whilst good time management has been encouraged and indeed, embraced in the workplace, I believe more needs to be done in changing the mindset for the elusive work-life balance to be achieved.

What are the tools at our disposal? To manage time effectively at home, there are many interventions one can employ including setting goals for the day, prioritizing wisely, setting a time limit for every task, organizing oneself, and instituting the discipline of appointments. Yes, an appointment at home! We can spend time pontificating on the pros and cons of each intervention, however, I believe we need to focus on appointments and see how this can powerfully change the course of one’s day regardless of whether it’s a workday or weekend. Life is busy as it is without any intrusions. The question is how do you handle the one who announces that they are at the gate. These can be friends, neighbors, a salesman of some product you do not even need. I am not promoting regimentation here but rather a culture of filling your day with what’s important. Everything that we succeed at is because we carefully plan and execute it. I am a firm believer that you cannot manage time if you do not manage yourself thus I implore you to incorporate planning and appointments into your repertoire. I am not talking about something I do not do. I have to achieve many things in a day therefore I set appointments with my work, others, and myself.

Could scheduling appointments and keeping them on the home front help us save time and prioritize? Whereas we have established that it is a normal business practice to set appointments and keep them, we need to abandon the liberal open-door policy of allowing all and sundry to have access to us as and when they please on the home front. Please understand where I am coming from. We each have greatness within us but for us to achieve it we need to culture great habits. Employing the use of appointments at home and seeing only those people you had agreed to see removes non-essential encounters especially during the most productive hours. I know this will vary with culture, geographical region, or even level of affluence, whether you live in a low density or high-density residential area, but doesn’t negate the need to be organized and effective. Controlling access determines how organized you are and how well you will work and rest when the time for scheduled rest comes.

What do we need to do differently? We need to be disciplined and diligent, learn to say no, now is not a good time, let’s make an appointment for next week. What are the benefits of this approach? You are not always fire-fighting to meet deadlines, You are not always tired because you have not taken time out to rest. You have set aside enough time to spend with your loved ones or a loved one. If you are a busy person, I am sure you appreciate what I am saying. Whether it’s time to work uninterrupted, family time, or “me-time”, it takes some kind of order to enjoy it.

I am not saying that those that come unannounced are bad people. No, not at all, they probably are people you enjoy spending time with. Nevertheless, there must be prior communication so that you can attend to your visitor(s) when it is convenient for both you and them. It can be quite disrupting and a whole day can just pass by without achieving anything that you had planned to do.

As we grow older we begin to appreciate that rest and recovery need to be scheduled. The fact that I am relaxing doesn’t mean that I don’t have anything to do. One therefore cannot assume that just because you are at home you are available. Maybe you have scheduled that time to rest. That is important. You need to make an appointment with yourself, spouses need to also set aside time for each other. Parents need to schedule a time to spend with their children. When you have some sort of order in your life you determine who sees you and who you see. It also means that your relationships will be healthy and that makes you a happier person.

In conclusion, I believe that the work-life balance can be achieved. There are many tools at our disposal just like it is in the workplace.I believe we could do more and be happier if we are disciplined enough to make only the commitments we can keep.I am certain that setting appointments and keeping them at home help us save time and prioritize.

Fitzgerald Mujuru, a fusion of Business Coach, Personal Effectiveness Coach, Business Consultant, Marketing Strategist, Sales Zealot, Speaker, brand builder, with over twenty years in marketing and sales for globally known brands. He has vast commercial experience at management level in various sectors. His strengths include marketing, brand building, sales, business development, business strategy, management, and equipping leaders and teams with strategies for personal and team effectiveness. He has handled various consultancy assignments for companies in professional services, media, communications, training and development, non-profit organizations. He has released 4 books and published more than 200 articles online.

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What Might Be Next In The Economy?

Jan 23 2022 Published by admin under Uncategorized

Since, we don’t have a crystal ball, it is impossible to predict, accurately, the future! This is especially true, when, it comes to economic issues, including investment, real estate, interest rates, inflationary pressures, government actions, international factors, etc. What are the ramifications of inflation, recession, interest rates, Federal Reserve Bank decisions, etc? How can one, hedge – his – bet, in order to minimize unnecessary risks, while receiving a quality return, also? There is no simple answer, because so many factors, have significant influences. With, that in mind, this article will attempt to briefly, consider, examine and review potential factors, in order to help readers, have a more – complete understanding of the possibilities.

1) Interest rates: We have experienced a prolonged period of historically – low – interest rates. This has created easy money, because the cost of borrowing is so low. Both individuals and corporations have benefited, at least, in the immediate- term, permitting home buyers to purchase more house, because their monthly charges, are low, due to low mortgage rates. Corporate and government bonds, and banks, have paid low returns. It has stemmed, inflation, and created a rise in home prices, we haven’t witnessed, in recent memory. The Federal Reserve Bank has signaled they will be ending this propping – up, and will also raise rates, probably three times, in 2022. What do you think that will cause.

2) Auto loans, consumer loans, borrowing: The auto industry has been, significantly, impacted by supply chain challenges. When rates rise, auto loans and leases, will be more costly.

3) THis pattern began after the Tax Reform legislation, passed at the end of 2017, which created the initial, new, trillion dollars deficits

4) Government spending, caused by the financial suffering and challenges, because of shut downs, etc, because of the pandemic, created trillions more in debt. Unfortunately, debt must be eventually addressed.

5) Perception and attitude: The past couple of years,apparently, created a public perception, plus many fears, with a crippling economic impact.

Either, we begin to plan, effectively, and with common sense and an open – mind, many will be at – risk. Wake up, America, and demand better leadership, service and representation.

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Find Out How Successful People Think So You May Be Successful Too

Jan 18 2022 Published by admin under Uncategorized

Do you think successful people are just plain lucky?

Successful people did not become successful because they were lucky.

They did not achieve success by accident. Being at the right place at the right time, meeting relevant people, reading the appropriate book, did not come about accidentally or by luck.

Luck is brought about by Labour Under Correct Knowledge.

Successful people prepared themselves. Instead of giving up on anything they started and wanted to achieve they got stronger by learning more.

Success is a methodical, orderly and deliberate process of deciding what you want to do with your life, what are the steps that you need to undertake to get you there, and lastly what you will do once you get there.

One of the most important aspects, if not the most important aspect to success, is the ability to visualise your successful outcome and stay focused on it until you achieve it.

“Imagination is more important than knowledge, knowledge is limited.” – Albert Einstein

Successful people understood the potential power behind knowledge, yet they also understood that, for them to close the gap between where they are and where they wanted to be, they would have to piece together the enigma that is most often referred to as “life”.

They had to build a picture, a vision, of success in their mind, and then go about taking action on creating that envisioned life.

In much the same way, you have to be serious about your present and future, you need to have the knowledge that is required so you, too, may close the gap: you need to be and remain determined to devote yourself to taking massive action to build your business of succeeding in life.

You, too, will need to see the end, your dream and destiny that you desire in your mind’s eye. It is up to you to take the necessary and relevant action to make it all happen. It’s just like going to the doctor with a particular health problem.

The doctor may prescribe a medication for you to take four times a day, yet he cannot be there with you to ensure that you are taking the medication.

It comes back to deciding to be responsible for your life.

Have you noticed how it all stems from that one attitude? Being responsible for your own life.

Your success, your being responsible 100% for you to live your dream life starts here.

When you accept 100% responsibility for yourself and your current life situation, you will have the power to move towards those things you truly desire in life: which is success in all areas of your life.

This life-changing article is about possibilities and opportunities, knowledge and tools. It will help expose your unique course in life.

It will inspire, support and motivate you to excel, to do what successful people do, to have all that successful people have, and to become a shining example of a successful person.

Here, you’re not being told what you couldn’t do, instead you are being told to shoot for the stars. And above all, you are being shown how to shoot for those stars.

“A person is what he thinks about all day long.” – Emerson

Interesting thought, wouldn’t you think? So much so, it’s worth repeating: “A person is what he thinks about all day long.”

Success and happiness cannot happen if you possess the same old thoughts and beliefs.

If you do not change your mind, if you do not get rid of the unsupportive thoughts and beliefs, you will inevitably remain stuck in your old ways. Not much, if anything, will change.

Let’s give you a quick overview on how change comes about:

Your BEHAVIOUR, how you act (or perhaps do not act), controls your success or failure. Your ability to attain high levels of success is dependent upon your actions and behaviours. Your results are the outcome of your behaviour. Now let’s consider where your behaviours come from and what controls them?

Your FEELINGS command your behaviour. Every action that you take is first filtered through your feelings that reside in your subconscious mind. How you feel about something determines what you do and how well you do it. So where do your feelings come from?

Your ATTITUDES create and influence your feelings. Your attitude is your perspective from which you view life. Whatever attitude you have about anything will affect how you feel, which, in turn, affects how you act. Where do your attitudes come from?

Your BELIEFS create, control and influence your attitudes. What you believe about anything will determine your attitude about it, which will create your feelings, and then which will direct your behaviour and action. Belief patterns are so powerful that two people who are in the same situation could perceive things completely differently. It only requires us to believe what we see and how we see it. We all have thousands of beliefs – big and small. And where do your beliefs come from?

Your THOUGHTS create, control and influence your beliefs. Your thoughts are real and are immensely powerful. Everything you accept from the outside world and everything you feed yourself from within is a product of your thoughts. Everything starts as a thought.

So, it goes without saying you need to learn to control your thoughts. And when you do, you will automatically control your beliefs, your attitudes, your feelings and, consequently, your behaviour and actions.

The big secret to success:

Learn to control your thoughts and you will influence your behaviours and actions. It’s all a mind-set. That’s what we’ve been saying all along.

Success is predictable and is not achieved by accident.

Have the mind-set of the successful people and you will achieve success. Believe and it is yours!

“There is a great future in front of you, you can leave your past behind.” – Joel Osteen

Science of success experts have concluded that the brain is a goal-setting organism.

That is fantastic news for us: for whatever goal we give to our subconscious mind, it will work for us day and night, 24/7, to achieve it for us; to make it a reality.

The principal breakthrough that scientists made was that we do not need to waste our precious time and effort trying to change old thoughts and behaviours: we just simply create new ones.

And the other discovery they made was that we can continue to create new thoughts, new memories, new behaviours, new skills, and learn new things for as long as we are alive on this earth.

Now, with the new discoveries in recent years, it has been scientifically proven that our capacity to achieve and succeed literally has no limits.

Our brain has the capacity to continually learn during our entire lifetime.

Our brain can form new thoughts, can have new memories, and can learn new things by the millions, no matter what your age is. By the millions.

That’s how many new things we can learn, that’s how many new skills we can learn, that’s how many new thoughts we can have, that’s how many new behaviours we can adopt.

This is encouraging because there is no limit on your capacity to achieve new things.

No limits whatsoever for the human brain to learn, memorise, develop, achieve and perform at higher levels than ever imagined. It makes no difference what your age is: you are capable of learning anything new that you want to learn.

That adds to what we spoke of earlier: no more excuses.

“The future belongs to those who prepare for it today.” – Malcolm X

Your brain has the capacity to achieve way beyond what was ever thought possible. So now is the time to break out of your limited thinking and start dreaming big and imagining unlimited possibilities.

Becoming successful is not impossible.

It is a choice you make through a decision. Every day, step-by-step, you may climb the mountain of success if you’ve decided to do so, if you’re committed to accomplish what the others think impossible.

Design your future now.

Prepare to receive what you desire.

Thanks to the phenomenal advances made in cognitive science and the development of NLP (Neuro-Linguistic Programming), personal change, personal transformation, has come a very long way.

In fact, personal growth is no longer a mystery.

NLP has brought to light that change, transformation and growth can be fast, reliable, and even fun. It has shown us that we do not need to spend thousands of hours slaving away to increase our creative-thinking abilities.

By practicing a few simple exercises and applications, you can start your creative juices flowing, and you may even amaze yourself at the quality and quantity of good ideas that you can come up with to expedite your success.

It can allow you to achieve something you seek within days and months as opposed to years and decades. That’s the power of the progress science has made on how the brain works, and also how you can have your mind to be your best ally in achieving anything you want.

Learn to live as you like by no longer living as you dislike.

Are you ready to get on the road to success and fulfilment?

Bear in mind, much like everything else in life, success requires practice and massive, consistent action.

“Success doesn’t mean the absence of failures; it means the attainment of ultimate objectives. It means winning the war, not every battle.” – Edwin C Bliss

Hani Al-Qasem has been a self-improvement educator for more than 18 years.

You can download your copy of “Wealth Attraction: How To Reprogram Your Mind For More Money” FREE eBook where you can begin the automatic reprogramming of your brain for wealth, success, and abundance, in just six easy steps.

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